Payment Options & FAQ

Choose the payment method that works for you. Available options are shown securely at checkout.

Ways to pay

Cards and digital payments

Pay through Stitch using supported cards, Apple Pay, Google Pay or Capitec Pay. Card and other supported payment options are also available through Paystack, including Ozow where displayed at checkout.

Buy now, pay later

Eligible customers can choose Payflex, PayJustNow or Stitch Pay Later at checkout. Approval, payment schedules and all provider-specific terms are determined by the selected provider.

Electronic funds transfer

EFT is available as a checkout option. Follow the payment instructions provided with your order. Your order is confirmed for processing after payment has been received and matched.

Payment FAQ

Which payment methods does Bloom & Belle accept?

Current checkout options include Stitch, Payflex, PayJustNow, Paystack and EFT. Depending on the selected gateway, supported options can include Visa, Mastercard, American Express, Apple Pay, Google Pay, Capitec Pay, Ozow and Pay Later.

Can I buy now and pay later?

Yes. Payflex, PayJustNow and eligible Stitch Pay Later options are available. Select your preferred provider at checkout to view its approval process and repayment terms before confirming payment.

Does Bloom & Belle approve BNPL applications?

No. Approval, available limits and repayment schedules are managed entirely by the selected payment provider.

When will my order start processing?

Processing begins after successful payment confirmation. Bloom & Belle’s normal order-processing timeframe is 1–3 business days. After dispatch, delivery generally takes 1–7 business days depending on the delivery location and distance from Johannesburg. Outlying areas may take longer; weekends and public holidays are excluded.

Must my billing and shipping addresses match?

Yes. The billing address linked to your chosen payment method must match the shipping address entered at checkout.

Are checkout payments secure?

Checkout transactions are encrypted and completed through the selected payment provider. Bloom & Belle does not ask customers to send card details by email, WhatsApp or social media.

How are refunds handled for BNPL orders?

Approved refunds are returned through the original payment method. The provider’s processing times and treatment of future instalments apply.

Payment methods may change based on provider availability. Provider approval and terms apply to all buy-now-pay-later services.